From the documentation,
maxMemory() -
Returns the maximum amount of memory that the Java virtual machine will attempt to use.
Top only shows the amount of (virtual) memory that the system has allocated to the process - you are asking Java how much it could attempt to use in the worst case.
In general, querying the JVM and/or system for information on actual memory used is not reliable. For example, top's numbers may include memory allocated but not used or paged out. It can also include things like shared libraries, where a 10MB library may count for two processes' allocations but only have one physical copy in memory. (For example)
What are you trying to do?
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