It's called lazy loading because, like a lazy person, you are putting off doing something you don't want to. The opposite is Eager Loading, where you load something right away, long before you need it.
If you are curious why people might use lazy loading, consider an application that takes a LOOOOONG time to start. This application is probably doing a lot of eager loading... loading things from disk, and doing calculations and whatnot long before it is ever needed.
Compare this to lazy loading, the application would start much faster, but then the first time you need to do something that requires some long running load, there may be a slight pause while it is loaded for the first time. Thus, with lazy loading, you are amortizing the load time throughout the course of running your application... and you may actually save from loading things that the user may never intend to use.
与恶龙缠斗过久,自身亦成为恶龙;凝视深渊过久,深渊将回以凝视…