Dealing with unquoted delimiters is always a nuisance. In this case, since it looks like the broken text is known to be surrounded by three correctly-encoded columns, we can recover. TBH, I'd just use the standard Python reader and build a DataFrame once from that:
import csv
import pandas as pd
with open("semi.dat", "r", newline="") as fp:
reader = csv.reader(fp, delimiter=";")
rows = [x[:1] + [';'.join(x[1:-2])] + x[-2:] for x in reader]
df = pd.DataFrame(rows)
which produces
0 1 2 3
0 12012 My Name is Mike. What is your's? 3 0
1 1522 In my opinion: It's cool; or at least not bad 4 0
2 21427 Hello. I like this feature! 5 1
Then we can immediately save it and get something quoted correctly:
In [67]: df.to_csv("fixedsemi.dat", sep=";", header=None, index=False)
In [68]: more fixedsemi.dat
12012;My Name is Mike. What is your's?;3;0
1522;"In my opinion: It's cool; or at least not bad";4;0
21427;Hello. I like this feature!;5;1
In [69]: df2 = pd.read_csv("fixedsemi.dat", sep=";", header=None)
In [70]: df2
Out[70]:
0 1 2 3
0 12012 My Name is Mike. What is your's? 3 0
1 1522 In my opinion: It's cool; or at least not bad 4 0
2 21427 Hello. I like this feature! 5 1
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